I never spent much time looking at how much money I’m spending, so today I spent some time reviewing my bank account. I tracked my purchases for all of 2012.
I’m downright embarrassed to tell you what I found out.
First of all, you should know that my income barely puts me over the poverty line, so remember that when you’re checking out these numbers. I always thought I was pretty good at being poor. These numbers say something else.
Last year, I spent $389.10 eating out at my favorite local Mexican restaurant. That’s just one restaurant. I probably bought the owner’s new dj equipment all by myself. (You’re welcome, Santi.)
Worse, I spent $462.62 at my usual I-didn’t-have-time-to-pack-a-lunch fast food joint. And I always bring my own drink! (Cause, you know, they don’t sell Dr.Pepper.) So that’s not even a combo!
A whopping $258.44 went to our usual pizza place that’s super cheap. This isn’t the only place we get pizza. Just the cheapest place we hit up most often. Lordy.
I spent $234.13 at my usual liquor store. I don’t drink often – seriously. Social drinker at most. The occasional bottle of wine, and I usually have some mid-shelf rum in the freezer that lasts me two months. There may have been two mildly expensive gifts in that total, but still. Not ok.
I really wish I could figure out how much I spent on clothes. I shop several different stores, for one, and anything I paid for in cash isn’t showing up (which I’m trying to not consider, since it’d make all those above totals even more outrageous). Then there’s Target.
Good ole Target. Now, I love that store. I get my Red Card 5% off, and they actually do have lower prices on a lot of foods. But when do I buy food without also wandering over to the clothes section and checking out the clearance racks? Or walking through the shoes? Never. Seriously never. Which is why I spent a total of $2,139.79 at Target this year. Over $500 was the new tv my boyfriend put on my RedCard (and paid me back for immediately – he just wanted the 5% savings). BUT STILL. That is one giant chunk of change.
There have been times when it’s crossed my mind that I’ve been frugal anyway, and this spending fast isn’t going to make that much of a difference to my financial status. Well, I don’t believe that anymore.